By teaching elders about fraud schemes and enhancing monitoring and responsiveness to fraud complaints, the Seniors Fraud Prevention Act would aid in the battle against plans intended to deprive seniors of their assets.
District of Columbia: U.S. Senators Susan Collins (R-ME) and Amy Klobuchar (D-MN) declared the passage of their bicameral bill to stop fraud against older citizens. The Federal Trade Commission (FTC) was instructed by the Seniors Fraud Prevention Act to establish an office to inform seniors about fraud schemes while enhancing the agency’s monitoring and response to fraud complaints. This will aid in the fight against scams intended to deprive seniors of their assets.
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In particular, among older Americans who are more likely to be targeted, Senator Collins noted that spreading awareness about financial scams is essential to protecting seniors’ hard-earned savings. “The Elders Fraud Prevention Act will strengthen the Federal Trade Commission’s complaint tracking system, expand consumer education, and improve fraud monitoring to prevent seniors from being defrauded of their hard-earned funds through manipulative and frightening frauds. I’m thrilled that the President signed our bill into law after it gained resounding, bipartisan support.
According to Senator Klobuchar, “All Americans deserve safety and dignity in their senior years, yet too frequently, senior citizens are the focus of deceitful frauds that can have devastating repercussions.” “With the passage of this Act, we will significantly advance the fight against fraud that targets senior citizens. This regulation will assist in reducing the number of seniors who fall prey to scams by recognizing them and educating consumers.
By establishing an FTC office to assist in the fight against scams intended to deprive seniors of their assets, educating seniors about fraud schemes, and enhancing the Commission’s monitoring and response to fraud complaints, the Seniors Fraud Prevention Act will help protect seniors from fraud schemes. The law also mandates that the FTC, in charge of addressing consumer complaints, work with other organizations to keep an eye out for fraud schemes targeting older citizens. The law also mandates that the FTC provide seniors, their relatives, and caregivers with information on spot fraud schemes and how to contact law enforcement if a senior is the subject of fraud.
Senator Collins has long served as a pioneer in safeguarding consumers from fraud and assisting elders, particularly during the pandemic, as a member of the Senate Aging Committee. She conducted 25 hearings on various scams targeting seniors over seven years while serving as the Chairman and Ranking Member of the Aging Committee.
To Prepare: Review the Congress website provided in the Resources and identify one recent (within the past 5 years) proposed health policy (H.R. 4401 protecting seniors from health care fraud act). Review the health policy you identified and reflect on the background and development of this health policy. Post a description of the health policy you selected(protecting seniors from health care fraud act) and a brief background for the problem or issue being addressed. Which social determinant most affects this policy? Explain whether you believe there is an evidence base to support the proposed policy and explain why. Be specific and provide examples.
Milstead, J. A., & Short, N. M. (2019). Health policy and politics: A nurse’s guide (6th ed.). Jones & Bartlett Learning.
Chapter 5, “Public Policy Design” (pp. 87–95 only)
Chapter 8, “The Impact of EHRs, Big Data, and Evidence-Informed Practice” (pp. 137–146)
Chapter 9, “Interprofessional Practice” (pp. 152–160 only)
Chapter 10, “Overview: The Economics and Finance of Health Care” (pp. 183–191 only)
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