How does the use of insurance influence concerns or decisions related to cost, quality, and/or access to care for the person in this case study?

answer

The use of insurance can be an essential factor when considering cost, quality, and access to care. Insurance plans vary significantly in terms of coverage for different types of medical services and medications and the extent of out-of-pocket costs associated with them. Knowing what is covered by a plan and associated prices for procedures and pills can help people make decisions about their care that are both financially responsible and tailored to their individual needs.

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Having insurance coverage may also provide the peace of mind that comes from knowing that necessary treatments will be accessible without having to worry about unaffordable upfront costs. In addition, many insurance plans have networks of healthcare providers they contract with, meaning patients may have better access to certain specialists or services than if they had to pay for them out-of-pocket.

Finally, insurance plans can also serve as a quality assurance measure since companies typically prefer to contract with high-quality providers to protect their reputations and avoid costly liabilities. Thus, being insured may give patients more confidence that their care is of good quality.

In summary, insurance can be essential in influencing decisions related to cost, quality, and access to care for individuals. It is necessary for people to carefully consider their individual needs and circumstances before making any healthcare decisions.

question

How does the use of insurance influence concerns or decisions related to cost, quality, and/or access to care for the person in this case study?

A person’s health may be greatly impacted by his or her access to timely, appropriate care. Yet, in the United States, there are marked differences between the quality of services that are available and each individual’s use of those services. The cost of health care, for instance, can greatly influence a person’s decision to visit the doctor or fill a prescription. What other factors impact healthcare-related decisions?

Discussion:

Read the Week 2 Discussion Case Studies.

Select one case study on which to focus for this Discussion.

Review the information presented in the Resources, including Chapter 12 in the Ship and Singh (2015) course text and the two resources you selected.

Reflect on your selected case study and consider the following questions:

Which barriers in the U.S. health care delivery system related to cost, quality, and/or access are evident in the case study?

How could these barriers be addressed?

How does the use of insurance influence concerns or decisions related to cost, quality, and/or access to care for the person in this case study?

Following:

Analyze one or more barriers in the U.S. health care delivery system related to cost, quality, and/or access that are evident in your selected case study.

Describe a potential solution for each barrier you have identified.

Explain how health insurance may influence concerns or decisions related to cost, quality, and/or access to care for the person in your selected case study.

Cite your supporting -documentation appropriately in correct APA format

 

 

Medicare and Medicaid Services. (n.d.). Linking quality of  payment. Retrieved